Appraisals & Insurance Documentation

Appraisals & Insurance Documentation

Know What It’s Worth. Protect What You Love.

At Georgetown Jewelry, we understand that your jewelry is more than just precious metal and gemstones — it’s personal, sentimental, and often irreplaceable. Whether it's a sparkling engagement ring, a cherished heirloom, or a recent investment, having a professional appraisal and proper documentation ensures your valuables are accurately valued and fully protected.

We provide expert Jewelry Appraisals and Insurance Documentation services in-house, helping you gain peace of mind and meet essential insurance requirements. Whether you're preparing for insurance coverage, estate planning, resale, or personal record-keeping, our certified appraisers are here to offer clarity and confidence.

Why Professional Jewelry Appraisals Matter

Many people underestimate the importance of jewelry appraisals — until it’s too late. Insurance providers typically require a written appraisal to properly cover your item. And in the unfortunate event of loss, theft, or damage, you’ll need an up-to-date, detailed report to file a claim and receive the compensation your piece deserves.

At Georgetown Jewelry, we specialize in creating accurate, thorough appraisals backed by experience and industry knowledge. We evaluate each item based on current market conditions, gem quality, craftsmanship, brand, and more — ensuring your appraisal reflects the true value of your jewelry.

Our Appraisal Services Include:

• Insurance Appraisals
  Protect your pieces by ensuring they’re insured for the correct value.

• Estate Appraisals
  Document your collection for estate planning, distribution, or legal purposes.

• Resale & Liquidation Appraisals
  Understand what your jewelry is worth if you're considering selling or trading it.

• Divorce & Probate Appraisals
  Professional evaluations for legal proceedings and equitable division.

• Donation & Gift Appraisals
  Need to declare value for charitable donations or significant gifts? We’ve got you covered.

What You’ll Receive

Every appraisal includes a professionally written document with:

• A full description of the item
  

• Details on metal type, karat, gemstone measurements & characteristics

• High-resolution photographs
  

• The current replacement or fair market value

• The appraiser's credentials and signature

• Date of evaluation and purpose of appraisal

This document can be submitted to your insurance provider or used for personal record-keeping. We also provide digital copies for your convenience.

Trusted by the Georgetown Community

We take pride in offering honest, detailed appraisals — and we don’t rush the process. Each item is examined with care, using professional gemological equipment and industry-standard grading techniques. Your jewelry stays with us, never outsourced.

Our in-house appraisers bring decades of hands-on experience and training in evaluating diamonds, gemstones, fine jewelry, watches, and more. You can trust that your most precious pieces are in expert hands.

How Often Should You Get a Jewelry Appraisal?

Because the market value of metals and gemstones fluctuates over time, we recommend updating your appraisals every 2 to 3 years. This ensures your insurance coverage reflects current replacement values and protects you from being underinsured.

What Can Be Appraised?

We appraise a wide range of items, including:

• Diamond rings and wedding sets

• Fine gold, silver, and platinum jewelry

• Designer & branded pieces

• Custom-made items

• Antique & vintage jewelry

• Watches

• Loose gemstones

Not sure if your item qualifies? Feel free to bring it in for a free consultation.